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Hudson City Savings Bank
Information may not be reliable

Why settle for less when Hudson City offers so much more? As The Most Efficient Bank in America, our operating costs are far less than most banks.
Address370 Us Highway 130 Ste 18 East Windsor, NJ 08520-2798
Phone(609) 443-7643
Websitewww.hudsoncitysavingsbank.com

Welcome

Why settle for less when Hudson City offers so much more? As The Most Efficient Bank in America, our operating costs are far less than most banks. Thats why were able to offer our customers some of the highest deposit yields, lowest fees, and competitive mortgage rates in the metropolitan area. It's no wonder why Forbes has named Hudson City "The Best- Managed Bank in America" for both 2007 and 2008. If you think all banks are the same... think again. See the difference today!

Hudson City Bancorp, Inc. Reports Third Quarter 2010 Earnings.
Hudson City Bancorp, Inc. to present at the Barclays Capital 2010 Global Financial Services Conference on Monday, September 13, 2010.
Hudson City Bancorp, Inc. Reports Quarterly Earnings, Board Of Directors Appoints New Director
Hudson City Bancorp, Inc. Announces Earnings Release Date
Hudson City Bancorp, Inc. to present at the Barclay's Capital 2010 Financial Services Conference on Wednesday, May 19, 2010.
Hudson City Bancorp, Inc. to present at the 2010 Janney Capital Markets Bank and Thrift Conference on Thursday May 13, 2010.
Hudson City Bancorp, Inc. Reports Quarterly Earnings of $148.9 Million.
Hudson City Bancorp, Inc. Announces that Hudson City Savings Bank Submits Application to Become a National Bank.
Hudson City Bancorp, Inc. to present at the 2010 KBW Regional Bank Conference on Thursday, February 25, 2010.
Hudson City Bancorp, Inc. Announces Annual Shareholder Meeting Date
Hudson City Bancorp, Inc. to present at the Sterne Agee Financial Services Symposium on February 9, 2010
Hudson City Bancorp, Inc. to present at the Morgan Stanley U.S. Financials Conference on February 2, 2010
Hudson City Bancorp, Inc. Reports Record Annual Earnings

Hudson City Bancorp, Inc. files Shelf Registration Statement
Hudson City Bancorp, Inc. to present at the 2009 Raymond James Boston Fall Investor Conference on December 3, 2009
Hudson City Bancorp, Inc. to present at the 2009 FBR Capital Markets Fall Investor Conference on December 1, 2009
Hudson City Bancorp, Inc. to present at the Bank of America Merrill Lynch 2009 Banking & Financial Services Conference on November 10, 2009
Hudson City Bancorp, Inc. to present at the Sandler O'Neill and Partners, L.P. 2009 East Coast Financial Services Conference on November 12, 2009
Hudson City Reports Major Market Share Gains
Hudson City Bancorp, Inc. Reports Record Quarterly Earnings
Hudson City Bancorp's Chairman and CEO Acquires Shares through Stock Option Exercise

Hudson City submits 3 award winning grants to the Federal Home Loan Bank of New York Affordable Housing Program for projects in Delanco, Orange, and Paterson.
Hudson City Bancorp, Inc. to present at the Barclays Capital Global Financial Services Conference on Sept. 15, 2009
Hudson City Bancorp, Inc. Reports Second Quarter Earnings and Increased Earnings Per Share
Hudson City Bancorp, Inc. Reports Record Quarterly Earnings of $127.7 Million, First Quarter EPS Increased 44.4%, Dividend Increase
Institutional Investor names Ronald E. Hermance, Jr. America's Best Midcap Bank CEO for 2008.
Hudson City Bancorp's Chairman and CEO Reaffirms Positive Outlook.
Ronald E. Hermance Jr., Recognized for Corporate Social Responsibility by the Foreign Policy Association.
Hudson City Bancorp, Inc. Reports Record Fourth Quarter, Annual Earnings, Dividend Increase.
Forbes Names Hudson City Bancorp, Inc. Best Managed Bank in America Second Year in a Row.
Hudson City Bancorp reports major milestones in market share.
Hudson City Bancorp, Inc reports record third quarter earnings, dividend increase.
Hudson City Mortgage applications running at record pace.
Hudson City Receives Top Rankings in The Wall Street Journal Annual Shareholder Scoreboard.
Hudson City Bancorp, Inc. announces Fourth Quarter and 2007 Earnings, Dividend increase.
Mad Money's Jim Cramer Names Ronald E. Hermance, Jr., of Hudson City, Banker of the Year.
Forbes names Hudson City The Best-Managed Bank of the Year.

If you have been subjected to an email, telephone or text message phishing attack and would like to report it to us, please email us at: report-phishing@hcsbnj.com.
Write On The Money
To read the latest edition of Hudson City's informative and entertaining publication, click Write On The Money
FDIC's Transaction Account Guarantee Program
Hudson City Savings Bank has chosen not to participate in the FDICs Transaction Account Guarantee Program. Customers of Hudson City Savings Bank with noninterest-bearing transaction accounts will continue to be insured for up to $250,000 under the FDICs general deposit insurance rules.

Branches and additional offices:
(201) 967-1900 80 W Century Rd Paramus, NJ 07652-1473
(609) 750-8523 3495 Us Highway 1 Ste 2 Princeton, NJ 08540-5999
(973) 686-2792 1620 State Rt 23 N Waynechester Paterson, NJ 07501-
(732) 657-4343 2100 State Hwy No 70 Barnegat, NJ 08005-
(732) 367-4100 1328 River Ave Lakewood, NJ 08701-5645
(856) 829-6280 1210 Route 130 N Ste 1406 Cinnaminson, NJ 08077-3046
(856) 667-0223 2335 Church Rd Ste D Cherry Hill, NJ 08002-1291
(973) 473-0460 887 Allwood Rd Clifton, NJ 07012-1933
(732) 542-8000 State Route 36 West Long Branch, NJ 07764-
(732) 747-4446 75 State Route 35 Red Bank, NJ 07701-5903
(973) 366-5208 210 Enterprise Dr Rockaway, NJ 07866-2157
(908) 647-2454 977 Valley Rd Gillette, NJ 07933-1813
(973) 822-3444 18 James St Florham Park, NJ 07932-1310
(973) 994-4684 277 Eisenhower Pkwy Ste 12 Livingston, NJ 07039-1715
(973) 772-2054 45 Outwater Ln Garfield, NJ 07026-3859
(973) 740-2028 232 S Livingston Ave Livingston, NJ 07039-4003
(973) 481-4840 157 7th Ave Newark, NJ 07104-1806
(973) 403-1881 767 Bloomfield Ave West Caldwell, NJ 07006-6701
(973) 402-5633 240 Baldwin Rd Parsippany, NJ 07054-5542
(973) 226-7405 187 Eagle Rock Ave Roseland, NJ 07068-1347
(908) 879-4151 Chester, NJ 07930-
(908) 852-8800 State Route 57 Hackettstown, NJ 07840-
(908) 852-5900 200 Grand Ave Hackettstown, NJ 07840-2131
(908) 687-0240 365 Tucker Ave Union, NJ 07083-8991
(908) 232-8140 119 Central Ave Westfield, NJ 07090-2149
(856) 848-7330 1002 Mantua Pike Woodbury Heights, NJ 08097-1228
(856) 667-0223 Church Rd & State Hwy No 38 Cherry Hill, NJ 08002-
(856) 428-3020 116 Kings Hwy E Haddonfield, NJ 08033-2006
(732) 905-1377 1000 Highway 70 Ste 11 Lakewood, NJ 08701-5961
(732) 367-4956 167 E Kennedy Blvd Lakewood, NJ 08701-1398
(732) 350-3700 108 Lacey Rd Ste 27 Whiting, NJ 08759-1337
(732) 349-8700 577 Lakehurst Rd Toms River, NJ 08755-8045
(609) 655-9230 355 Applegarth Rd Ste 9 Monroe Township, NJ 08831-3733
(201) 997-8772 216 Passaic Ave Kearny, NJ 07032-1129
(201) 964-9462 435 Lewandowski St Lyndhurst, NJ 07071-2540
(201) 869-2012 7533 Bergenline Ave North Bergen, NJ 07047-5486
(201) 653-8950 587 Summit Ave Jersey City, NJ 07306-2704
(201) 653-2287 600 Summit Ave Jersey City, NJ 07306-3700
(201) 653-0911 495 Manila Ave Jersey City, NJ 07302-1723
(201) 436-5483 547 Broadway Bayonne, NJ 07002-3829
(201) 332-0600 532 Ocean Ave Jersey City, NJ 07305-3412
(201) 327-8680 57 W Main St Ramsey, NJ 07446-1809
(973) 696-6000 150 Newark Pompton Tpke Pequannock, NJ 07440-1315
(973) 822-2443 340 Main St Madison, NJ 07940-2363
(973) 728-2203 37 Marshall Hill Rd West Milford, NJ 07480-
(973) 678-6040 313 Henry St Orange, NJ 07050-3420
(973) 625-9250 10 W Main St Denville, NJ 07834-2131
(973) 624-6800 60 Park Pl Newark, NJ 07102-5511
(973) 467-1270 62 Main St # 64 Millburn, NJ 07041-1306
(973) 377-9400 641 Shunpike Rd Ste 10 Chatham, NJ 07928-1567
(973) 372-1058 72 Mount Vernon Pl Newark, NJ 07106-3413
(973) 366-7081 128 Center Grove Rd Randolph, NJ 07869-4444
(973) 305-9656 217 Berdan Ave Wayne, NJ 07470-3236
(908) 273-0122 341 Springfield Ave Summit, NJ 07901-4603
(732) 536-6795 455 County Road 520 Ste 18 Marlboro, NJ 07746-2200
(732) 431-4431 351 W Main St Freehold, NJ 07728-2517
(732) 424-1029 51 Us Highway 22 Green Brook, NJ 08812-2107
(609) 652-8405 45 S New York Rd Galloway, NJ 08205-3820
(201) 843-4141 304 Essex St Lodi, NJ 07644-2702
(201) 653-7745 1018 Washington St Hoboken, NJ 07030-5221
(201) 333-5100 2530 John F Kennedy Blvd Jersey City, NJ 07304-2012
(856) 829-6280 1406 Us Highway 130 N Cinnaminson, NJ 08077-
(973) 678-9368 288 Main St Orange, NJ 07050-3605
(856) 428-2982 90 Barclay Shopping Ctr Cherry Hill, NJ 08034-2160
(732) 297-0743 3562 State Route 27 Ste 130 Kendall Park, NJ 08824-1062
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