Buy Here Pay Here NJ

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O'Gorman Motors is a family-owned dealership and we have been under the same ownership in the same location for over 40 years. From Irvington, we serve all the surrounding areas including Elizabeth, Newark, East Orange, and more. In our time here, we’ve served over 1,000,000 customers. What’s more, 95% of our customers come from referrals.

Our customers love us enough to send us more customers. On top of that, we offer peace of mind with our dealer-certified 3-year warranty, we have the lowest interest rates in the region, and our owner, Ed O’Gorman is always around to answer questions and address customer concerns. We are ready to help you with anything that you may need.

Buy Here Pay Here (BHPH) refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. BHPH can provide options for those unable to meet credit standards elsewhere. The BHPH car dealers originated primarily in the early 1970s during the United States savings and loan crisis. With many similarities to the past financial crisis of 2008.

Credit was difficult to obtain, unemployment was rising & the economy was still in a transformation from a production-based economy to a service-based economy. This type of financing at O'Gorman Motors offering car buyers with bad credit or no credit a chance to get into a vehicle when they have been turned down by other lenders or car dealers.