John W. Hargrave & Associates

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Dear John -- My wife and I would really like to thank you for all your help with our chapter 13 bankruptcy case. From the first time we met with you, you put our minds at ease and we knew we had come to the best law firm. Two year ago, we started robbing Peter to pay Paul as the first effects of our failing economy caused my wife's salary to be reduced. Earlier this year, my pay was also reduced, to the point that we knew we needed help right away. We went to a credit card consolidation counselor only to find out that even with the plan they had come up with, we wouldn't be able to afford the monthly payment. We were very uncomfortable with the idea of filing a bankruptcy, we didn't even know there were several different types or chapters of bankruptcy. When my wife found your office through your website, I was a little skeptical about this whole idea, but after meeting with you I knew that we had absolutely done the right thing. Together with your knowledge and experience and the way you had explained every phase of our case, we felt more at ease than we had in a long time. As the case moved along you and your staff were always available for our questions and concerns, but the most impressive thing was the results of the case. Along with saving us a lot of money, you have saved our home, and had our monthly bills reduced to a very affordable single payment. You have also always made us feel relaxed by not being judgmental. Thanks again for all of your help. ~ T.P.
Dear John -- I am taking this opportunity to say, "thank you very much!" for your expert advice and assistance in achieving financial protection through Chapter 7 Bankruptcy. I recently received my formal "notice of discharge" which finally ended this cycle and brought with it a welcomed relief and a blessing. Not only would I not hesitate to highly recommend your services to others, but have already spoken about you to a couple of associates who may soon be in need such assistance. I am confident that you will provide them with the same high degree of professionalism and care that you gave me. Your advice has been exceptional and I value the friendship that we have developed during the process. Thanks again for all your guidance and for turning what could have been an extremely stressful experience into a tolerable, business-like procedure. ~ J.C.P.
Dear John -- Thank you for helping us through this very difficult time. At the risk of being melodramatic, I was one depressed and mentally paralyzed basket case. I'm not sure how we would have gotten through the process without your understanding, encouragement and kindness. While the consequences of bankruptcy will be with us for a while, we at least have a chance to start to rebuild our lives. Thank you again for you expert services and kind words. ~ L.M.B.

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