Balance Financial Group

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Group Health Insurance Quote
Individual Health Insurance Quote
Life Insurance Quote

100 Questions Every First-Time Home Buyer Should Ask (Second Edition)
100 Questions You Should Ask about Your Personal Finances
529 Plans: Helping Employees Save for Education
529 Plans: A College Savings Alternative
Boy? Girl? Or Tuition Payment?
"Smoothing the Course" for Retirement Saving
How to Live Within Your Means and Still Finance Your Dreams
How to Plan for a Secure Retirement
Invest in Yourself-Six Secrets to a Rich Life

Value Added Services
A Growing TrendWomen Entrepreneurs
Becoming a Better Negotiator
Building the Value of Your Business
Choosing the Right Retirement Plan for Your Business
Competitive Intelligence: Strategies for Success
Conserving Cash and Building Relationships through Bartering
Employee Benefits: Create a Winning Compensation Strategy
Growing Your Business on a Small Marketing Budget
Improving Employee Performance with the Right Incentives
Planning Ahead with Long-Term Care Insurance for Your Employees
Section 199: A Tax Break for U.S. Companies
Symbiosis: Providing Consumers with One-Stop Shopping
Tax Breaks for Businesses
Whats the Return on Your Marketing Investment?
Mapping the Road to Retirement
Navigating the Waters of Retirement
Over 50? Retirement Savings Strategies
Roth IRA Conversions Available for Higher Income Taxpayers
Roth IRAs for Kids
Social Security: Is Your Age a Retirement Numbers Game?
Stretching an IRA into Future Generations
Tax Planning for Retirees
Taxes and Your Retirement Destination
Trimming Your Taxes while Saving for Retirement
Understanding Retirement Plans
Updated Wills Contribute to a Relaxing Retirement
Your Retirement PlanReady to Roll(Over)?
403(b) Plans: Beneficial Tax Law Changes
A Fresh Look at the Variable Annuity
Know Your Risk Tolerance
Playing the Field with Variable Annuities
Time to Reassess Your Portfolio
Taxing Issues for Education
A Savings Plan That Pays for More Than Just College
Applying for Federal Aid for College
Federal Government Enhances College Financial Aid
How to Fund a College Education
Taking Advantage of the Student Loan Interest Deduction
A Risk Management Solution for Todays Small Business Owner
Additional Insured: Not Just a Name
How Crime Resistant Is Your Business?
Insurance Certificates: The Key to Effective Risk Management
Insuring Your BusinessAre You Prepared for the Unexpected?
Protect the MVP from a Disability Disaster
Reduce Workplace Stress--Improve Your Companys Health
Reducing Risks to Your Business
Workers Compensation: A Time Honored Benefit

Controlling Employee Benefits & Advertising Costs.

Call & Ask for the Health Plan that refunds unused premium!

Welcome to Balance Financial Group Your Health Insurance Specialist

With over 70 years of experience we deliver a clear approach to understanding health insurance plans. We customize health insurance plans per employers specific needs rather than carriers pre-packaged plans. We utilize the latest IRS and regulatory changes to achieve the lowest cost & the best benefit for our clients while not changing carriers or doctors! We are working with a new insurance carrier that will return unused insurance premiums. Look for an announcement in 2010!
Once these savings have been achieved, we will work with you to protect your business and personal assets. Our next objective is to assist you in achieving your exit stratgy / retirement plans.

Our Customer Service Pledge
Here at Balance Financial Group we believe in old style Customer Service. We stress that the customer comes first, and is treated with the respect & service they deserve. We pledge to represent you to the insurance companies with our knowledge & experience. Let us deal with the insurance companies so you can concentrate on the things you know best.
We know that the more successful you are, the more successful we can be. That is why we are determined to follow in the footsteps of yesteryear by providing the Customer Service that once moved our economy into international acclaim and glory.

10 Union Place , Newton, NJ 07860
Phone: 973-940-1030 Fax: 973-940-1070 Email: ray@balancefinancialgroup.com
Securities related Email: Raymond.convey@genworthrr.com
Investment and insurance products distributed by Genworth Financial Securities Corp., member FINRA/SIPC and a licensed insurance agency (dba Genworth Financial Securities and Insurance Services in CA); Home office at 200 N. Martingale Rd., 7th Fl., Schaumburg, IL 60173; phone 888-528-2987. Balance Financial Group is not affiliated with Genworth Financial Securities Corp. This is not a solicitation for sale of securities in any jurisdiction.

Following are the states in which Raymond Convey is insurance licensed: NJ, NY, TX and KS.